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ALM Is the Nation's Top Rated Mortgage Short Sale, Loss Mitigation, and Loan Modification, Firm.

Welcome to Access Loss Mitigation. ALM works with distressed homeowners nationwide to avoid foreclosure and mitigate its associated negative credit impact. ALM provides an array of loss mitigation solutions and services including loan modification and shortsale negotiation. If for whatever reason you are currently behind on your mortgage payments - or foresee that you will soon be unable to continue making your payments - take heart: you do have options. At ALM, we are here to help you. Foreclosure situations tend to be extremely time sensitive so please contact us today for a free consultation with one of our specialists.

Free Short Sale Consultation

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Homeowner

loan modification

Are you struggling with your mortgage payments? You have options! We can help you avoid foreclosure and get you a fresh start.

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Realtor

Short sale forclosure

Are you looking to increase your pipeline of business? By partnering with ALM, you can expand the scope of your services without becoming distracted from your core competency of selling properties.

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Investor

california loan modification

Are you a serious investor that is looking in to invest in distressed property situations? Gain access to our proprietary pipeline of attractively priced properties from motivated sellers.

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Lender

foreclosures short sale

Minimize your losses and increase your efficiency in default situations by leveraging ALM's expertise in driving and managing the loss mitigation process.

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Listings

mortgage loss mitigation

Now is the time to buy! --You can find a home or investment property online with ALM's new listing section. Browse by property type, location, price and more!

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What is a Short Sale?

Also known as a real estate short pay-off or a pre-foreclosure workout, a shortsale is an agreement with a lender to accept less than the amount owed by a borrower via a sale of the property to a third party. With this agreement, the lender releases the borrower from the mortgage, thereby preventing foreclosure.

What is a Loan Modification?

A loan modification is a change in one or more of the terms of a borrower's loan, and results in a payment that the borrower can afford. These changes may include either an extension of the term of the loan, and/or a reduction or modification of the interest rate, the monthly payment, or the principal balance.